Lender
Pre-approves the buyer and funds the loan. Also your first call if you're buying next.
When you need one
Before you tour anything you'd actually buy. A pre-approval is what makes an offer real.
What it costs in San Diego
No cost to talk. Loan costs show on the Loan Estimate; discount points are 1% of the loan each.
Ranges for a typical $1M sale. Get a quote.
What to ask before you hire
- What do you need from me to issue a pre-approval, not a pre-qualification?
- What rate and what points, as of today?
- What programmes am I eligible for, including down-payment assistance?
- Who underwrites and funds — you, or someone else?
Our vendors
We keep two or three we trust for this, and we don't publish their names — they get our clients, not cold calls. Ask for an introduction and we'll make it.
You may use any lender. We receive no compensation from lenders and take no fee for an introduction.
Read more
Talking to a lender? Ask about buying your rate down.
The seller pays your agent. We keep a flat fee. You keep the rest.
See your numberBased on a $1M San Diego home where the seller offers 3% to the buyer's agent. Applied to closing costs first. How much can go to you beyond that depends on your loan. Estimate only, not a guarantee.
SelfCloze receives no compensation from settlement service providers. You may choose any provider.