Title
Searches the ownership history, clears what's owed against the property, and insures the title.
When you need one
Alongside escrow, as soon as you're in contract.
What it costs in San Diego
Owner's policy customarily paid by the seller; the lender's policy by the buyer and scaling with the loan.
Ranges for a typical $1M sale. Get a quote.
What to ask before you hire
- When do I get the preliminary report, and will you walk me through the exceptions?
- Are there liens, easements or judgments I should know about now?
- What's the rate for a simultaneous owner's and lender's policy?
Our vendors
We keep two or three we trust for this, and we don't publish their names — they get our clients, not cold calls. Ask for an introduction and we'll make it.
RESPA §9: a seller cannot require the buyer to use a particular title insurer as a condition of sale. You may choose any provider.
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What would you do with an extra $25,000 at closing?
Lower your monthly payment. Cover your closing costs. Keep more cash in the bank. With SelfCloze, the fee the seller pays your agent mostly comes back to you. You pay $0 up front, and if you don't buy, you pay nothing.
Get my rebate estimateBased on a $1M San Diego home where the seller offers 3% to the buyer's agent. Applied to closing costs first. How much can go to you beyond that depends on your loan. Estimate only, not a guarantee.
SelfCloze receives no compensation from settlement service providers. You may choose any provider.